Money allows us to live comfortably, giving us our needs, wants, and luxuries. But most of all, it gives us the security we need for ourselves and our families. Unfortunately, not everyone is lucky enough to have financial freedom or stability.
A survey reveals that only 29% of Americans report being “financially strong.” The majority of respondents in the study, which is 54%, revealed they are “financially coping” or struggling with some aspects of their lives. And lastly, 17% report being “financially vulnerable,” or struggling with all of the aspects of their financial lives.
If you’re working on your finances, it means creating goals and manifesting wealth are some of your priorities right now. For the year ahead, it may be a good idea to make vision boards for your finances, helping you create a roadmap to financial success, but also giving you direction.
In this article, we’ll suggest 9 vision board ideas 2024 for financial success, with the hopes of helping you achieve it through the principles of the Law of Attraction:
1. FINANCIAL QUOTES AND AFFIRMATIONS BOARD
First on our list is a dream board about financial quotes and affirmations from the world’s wealthiest men and women. The likes of Warren Buffet, Jeff Bezos, and Bill Gates offer compelling tips and knowledge with regard to investments, businesses, and innovation that led them to become among the richest people in the world.
If becoming a billionaire is one of your dreams, then learning from the best minds in the financial world can help you get inspired and motivated. One way you can use the power of vision boards is by creating one dedicated entirely to these revolutionaries in the world of wealth and finance.
Repeat their quotes and choose affirmations that can help you believe that if they can do it, so can you.
2. BUDGET AND SAVINGS BOARD
One of the simplest things you can do to take control of your finances is creating a budget and savings dream board. If you’re finding it hard to control your money, then maybe this board can help.
You can search for budgeting and saving methods that resonate with you, such as the 50/30/20 Method or the Kakeibo Method.
The 50/30/20 Method of budgeting and saving is a simple technique that tells you to use 50% of your income on needs, such as food, education, mortgage, car payments, and everyday expenses. As for the 30%, it should go to your wants, such as movie tickets, dining out, going on a holiday for the weekend, new clothes, a new phone, and so on. The last 20% should go to your savings account, or use it to pay off debt.
You can make a vision board outlining this method, helping you apply it in your daily life. You can also use templates that help you organize how you need to budget and save.
The Vision Cloud is a company that’s dedicated to helping people live the life they deserve, and a life you deserve is thriving with financial success. One of the simplest ways you can improve your financial situation is by improving your mindset, and The Vision Cloud can help you do this.
Changing a mindset that comes from lack can be hard but with vision boards and a belief in the power of the Universe, you can easily develop an abundance mindset, and The Vision Cloud is here to help you do just that.
Dedicated to guiding you to live a life of abundance, prosperity, and good luck, The Vision Cloud supports your efforts to turn your financial dreams into reality, with the use of vision boards, free templates, and a magazine subscription that comes with an exclusive access to a Facebook community of inspiring and like-minded dreamers.
The vision board magazine comes with over 100 images and motivational words that are ready to use for your templates and dream boards, whether you’re making a financial collage or you want to attract a specific amount of money.
You deserve financial success and freedom, and one of the most powerful ways you can achieve this is by trusting in yourself and the Universe. Click here for more information on The Vision Cloud’s vision board magazine subscription, and discover a world of wealth and abundance.
3. INVESTMENTS BOARD
Ramit Sethi is a New York Times Bestselling author, known for his 2009 book, “I Will Teach You How to Get Rich,” and also the host of the Netflix show on finances, “How to Get Rich.”
Sethi says that one of the most important ways you can build wealth is through investments. He states that you should set aside some amount of your income to invest automatically, so you won’t have to think about it.
He recommends investing in a low-cost index fund such as S&P 500, to get started if you’re still a beginner.
Create an investment dream board by putting pictures of simple investment methods on your collage. You can also use Ramit Sethi’s tips and advice, as well as other financial experience methods for investing your money.
4. DEBT MANAGEMENT BOARD
There’s a popular saying that goes: “Debt robs you of your present, and steals from your future.” A study revealed that over 340 million Americans have some form of debt, and it’s one of the things that are keeping you from achieving financial success. Instead of saving or investing, you’re paying interest, penalties, and the principal amount you loaned, and you’re paying more than you should, pulling you deeper into financial woes.
Create a debt management plan by making a dream board where you have a roadmap to paying off your debts, as well as pictures of people who are debt-free, affirmations you can use to manifest financial success, and so on.
5. SIDE HUSTLES AND BUSINESSES BOARD
Side hustles and startup businesses can help augment your income if you have a 9-5 job. There are a lot of things you can do, such as working from home by offering services online, renting out a room in your home, renting out equipment, reselling products, and so on.
If you’ve always dreamed of starting a business, start small without leaving your job. This will help you test the waters before making a full commitment.
Create a side hustle business board and let this give you the motivation to do more outside of your day job.
6. RETIREMENT BOARD
Statistics show that only 40% of Americans believe their retirement savings are on track. In 2023, a Gallup survey revealed that only 43% of working adults expect to be financially comfortable once they retire. And about 59% plan to continue working even after retirement.
These numbers show that more than half of Americans are not confident of their retirement funds once they retire and it shouldn't be this way. You should be able to continue living comfortably even when you’re no longer working and in your senior years.
That is why planning for your retirement is crucial for your future financial security. Create a retirement dream board where you can outline your plans for your future financiers. You can also use The Vision Cloud’s free templates to make this vision board.
7. SPLURGES BOARD
Ramit Sethi believes that we should spend on things that are important to us. For him, he values convenience and he doesn’t mind paying more for a business class seat when traveling. For many people, paying more for a flight is unnecessary spending, but for Sethi, who values comfort and convenience, every penny he pays for a business-class ticket is worth it.
In what he calls, “Money Dials'' Sethi believes it is okay and even important that we spend on things that are important to us because these things make us happy. If you spend $100 a month on a streaming service you don’t use, then that’s a waste because you’re spending money on something that has no value to you.
But if you spend $500 on coffee for a month, Sethi believes it’s completely worth it if spending on gourmet coffee makes you happy.
Money Dials are different for everyone and that is why you shouldn’t be guilty when you spend money on splurges and treats for yourself, because they have value to you.
Sethi suggests cutting down on expenses that don’t add value to your life, but setting aside money on things that you enjoy because they add value to your mental health.
Create a splurge vision board that may include traveling, buying a new phone every year, or as simple as getting a facial every week on your day off.
8. FAMILY FINANCES BOARD
Experts believe that it’s incredibly crucial that parents teach the value of money to their children as early as possible. Money management is an essential life skill and it can mean the difference between your child having financial success or not in the future.
Forbes reported that only 30% of students in US public schools have access to money management classes, which is a very small number of children learning about personal finance.
If you have kids, make a family financial vision board and include your kids in making decisions on what to put on your board. Use this as a means to teach them the value of money, budgeting, saving, and investing, and teach them how important financial stability is in their lives, and for the family.
9. MANIFESTING AN EXACT AMOUNT OF MONEY BOARD
And lastly, use a dream board to manifest an exact amount of money. Do you need $1M to start a business? How about enough money to pay rent? Or how about $300 to buy a new skirt?
You can use vision boards to manifest a specific amount of money, just ask Jack Canfield. Well, the bestselling author and Law of Attraction advocate didn’t use a dream board per se, but he did use a fake cheque and used visualization to attract $100,000 and then $1M, which worked!
Write down a specific amount of money on a dream board, and include pictures of how you would feel and what you would do if you received the money in your bank account. Make a deadline when you want to revise it, mount it on a wall, and visualize it every day.
Whether you make all of these financial dream board ideas or just one, the most important thing is you have a clear intention of what you want to achieve, work for it, and believe that you have it, you deserve it, and that it's yours.
Use these vision board ideas 2024 for your financial goals and do the work in making yourself financially successful.